OnPath Credit Union

Additional Services

Your path is not always a straight line. If you need a little extra help, we're here for you.

Overdraft Protection

We get it. Life happens. Cover your account from unexpected checking overages by electing OnPath Federal Credit Union Overdraft Protection.

  • Minimize insufficient funds
  • Available for both personal and business checking accounts
  • Automatically transfer funds from savings, line-of-credit or Money Master account accounts to cover checks

Being an OnPath FCU member allows you the option to cover your share drafts (checks) by an automatic transfer from your Regular Share (Savings) Account, Line of Credit (LOC) or Money Master Account. Funds will need to be available in your account or LOC. Transfer of funds from the account or LOC are done automatically by our system. The account is charged a transfer fee of $3.

Overdraft Privilege

Overdraft Privilege is a non-contractual service that allows us to pay an item presented against your checking account, even if it causes the account to become overdrawn. This program is not eligible on certain accounts.*

Authorized payments include:

  • Checks and other transactions made using your checking account number, including checks cashed at a teller window.
  • Automatic bill payments.
  • Recurring debit card transactions.
  • Automated Clearinghouse (ACH) withdrawals – like a utility bill that is automatically paid from your checking account each month.

CU Money Everyday Spend Prepaid Card

The CU Money Everyday Spend Card is a re-loadable prepaid debit card that combines safety, flexibility and an inexpensive payment method all in one convenient card. Card services include:

  • Automatic bill payments.
  • Recurring debit card transactions.
  • Automated Clearinghouse (ACH) withdrawals – like a utility bill that is automatically paid from your checking account each month.

Review the CU Money Everyday Spend Card Fee Schedule. Cards may be reloaded at any OnPath Financial branch, or by visiting cumoney.com.

*This service is not eligible on accounts with Stretch Plans or Credit Enhancement Plans.